Workers’ Compensation is statutory insurance required for employees of businesses. This coverage obligates the insurer to pay all medical expenses, loss of wages, and other benefits required of the insured by the Workers’ Compensation law or occupational disease law of any state listed in the policy.
Workers’ Compensation represents a major expenditure for firms across all industry sectors, including for transportation and logistics providers, with a number of factors contributing to the cost of insurance: rising medical costs; fraud; a company’s loss history and how these losses compare to other comparable businesses within its sector; frequency and severity of claims; among other issues. At Roanoke Trade, we not only provide our clients with Workers’ Compensation insurance, but we also work with them to help reduce exposures, increase safety in the workplace, and contain costs – all factors in driving down premiums. We can provide assistance in setting up an accident investigation program, safety programs, and more to help reduce on-the-job accidents and injuries and get employees back to work as soon as possible with return to work programs.
Our staff may also recommend a review of your experience modification worksheet and payroll audits, to see where there may have been problems or miscalculations.
All Your Business Insurance Needs Are Covered with Roanoke Trade
Roanoke Trade knows the transportation and logistics industry. That’s what we do. We have the expertise, experience and products to protect your operation, employees and financial assets along with the goods in your care and custody for the clients you serve. Find out how we can provide you with the insurance programs you need to be properly protected. Please contact us at 1-800-ROANOKE or complete the Contact form located above.